Clement A. Penn Jr.

Clement joined OAC in 2019 and is a dedicated compliance professional with over a decade of experience in the financial-services sector, specializing in AML/CFT frameworks, regulatory reporting, risk management, investment compliance, and corporate governance. He has served as Compliance Officer and MLRO across banks, trust companies, and investment advisory firms in The Bahamas, the Cayman Islands, and the United States.

Before entering compliance, Clement gained valuable regulatory oversight experience as an Immigration Officer with The Bahamas Department of Immigration, developing strong enforcement and administrative capabilities.

He holds a Chartered Banker MBA from Bangor University, a Diploma in Compliance and Anti-Money Laundering from the International Compliance Association, a Diploma in International Trust Management from Central Law Training International, and a B.S. in Business Administration from Florida Memorial University. He is also an Associate, Bahamas Institute of Financial Services and a member of the Bahamas Association of Compliance Officers, Cayman Islands Compliance Association and Society of Trust and Estate Practitioners.